No, you don't need personal insurance coverage to rent a car on Turo. In the US, any personal insurance you may have that covers damage to the host's vehicle would kick in before your Turo protection plan. When booking a car in the US, you'll choose between three protection plans — Premier (eligibility requirements apply), Standard, or Minimum — to get the level of protection that's right for you. On each trip, you're covered with third-party automobile liability insurance provided under a policy issued to Turo by Travelers Excess and Surplus Lines Company.* In New York state, you'll also choose between Premier (if available), Standard, or Minimum. With each plan, you're covered with liability insurance of $1,250,000.* Protection plans for New York trips also include access to roadside assistance, priority phone support, and 24/7 customer assistance.

Turo accepts valid licenses (not expired, suspended, or revoked) that allow for full driving privileges; this includes driver's licenses issued outside of the US. Licenses that Turo doesn't accept in the US include any that have expired, have been altered, are conditional, probational, provisional, or restricted. Learner's permit/instruction permits are not accepted.

Exit the airport and head south on Highway 85 toward Fort Walton Beach, following signs for the downtown area. The route takes you through residential neighborhoods before reaching the heart of Fort Walton Beach near the harbor and beach access points. Downtown Destin requires continuing east along the coast, where you'll find the harbor boardwalk and main tourist district.

The coastal drive along Highway 98 connects Fort Walton Beach to Destin, offering stunning Gulf views and access to pristine white sand beaches. Another favorite route heads inland through Crestview toward state parks and natural areas, showcasing Florida's diverse landscapes. The scenic Emerald Coast Parkway provides easy access to popular beach communities and waterfront dining destinations.

To rent a car on Turo, you must create a Turo account, have a valid driver's license, get approved to drive on Turo, and be 18 years old or older in the US, 21 years old or older in Australia, or 23 years old or older in Canada. In the UK, you must be 21 years old or older and have held a UK or EU license for at least one year, or another driver's license for at least two years. In France you must be 18 years old or older and have held a driver's license for at least 2 years, longer for certain makes and models of vehicles. When you're booking your first trip, you'll go through a quick approval process by entering your driver's license and some other information. In most cases, you'll get approved immediately, and you'll be set for all future road trips, day trips, and business trips!

To rent a car on Turo in the US, you must be 18 years old or older.

Florida requires all passengers to wear seat belts, and children under certain ages must use appropriate car seats or booster seats. Beach traffic around Destin and Fort Walton Beach can be heavy during peak tourist seasons, particularly on weekends and holidays. Keep your driver's license, registration, and insurance information readily accessible, and remember that right turns on red are generally permitted after coming to a complete stop.

The immediate area around Fort Walton Beach airport and Destin features primarily toll-free highways and local roads. Most major routes connecting beach communities along the Emerald Coast, including the path to downtown Fort Walton Beach, do not require toll payments. However, some bridges and express lanes in other parts of Florida may charge fees, so it's wise to carry cash or have an electronic transponder when traveling beyond the local beach area.

Electric vehicles offer quiet operation and instant acceleration, perfect for exploring the scenic coastal roads around Destin and Fort Walton Beach. The area features numerous charging stations, making it convenient to power up while visiting beach attractions or downtown Fort Walton destinations. Choosing electric transportation reduces your environmental impact while discovering the beautiful Emerald Coast region.