

Extraordinary selection
From standard cars to supercars, find the perfect car for any occasion or budget

Liability insurance included
Third-party liability insurance comes standard, and choose from a range of vehicle protection plans

Easy airport pickup
You can skip the rental counter at 100+ airports across the US and Canada
Average daily prices for a 3-day trip

Kia Forte
2024
•4.97
(166)

Mazda Mazda6
2021
•4.96
(27)

Honda Accord Hybrid
2023
•5.0
(23)

Honda Accord
2017
•4.82
(77)

Volkswagen Jetta
2026
•5.0
(12)

Kia Forte
2023
•4.88
(16)

Kia Forte
2023
•4.95
(193)

Tesla Model 3
2018
•5.0
(3)

BMW 3 Series
2021
•5.0
(34)

Once you've landed in St. Louis, you shouldn't have to waste time figuring out your next move. Booking a car rental near St. Louis Lambert International Airport on Turo lets you skip the usual routine at other rental car companies and head straight for the fun. Whether you need a nimble, compact car for quick turns downtown or a rugged SUV ready for Ozark road trips, you can choose the exact car that fits your plans and starts your adventure on your own terms. With easy pickup spots nearby and delivery options across the city, it's easy to head from the baggage claim area straight to blues bars like Hammerstone's, barbecue joints like Pappy's Smokehouse, or The Gateway Arch in no time at all. Forget long lines and rental counters, with Turo, you can explore Saint Louis your way, from the moment you arrive.
On Turo, renting a car at STL is easy. Browse cars online, confirm your pickup location, book your car, and get on the road sooner. With pickup locations at airports across the US, you'll be able to find the perfect car for whatever you have planned.

Enter a date and airport location in St. Louis, MO (or beyond), filter to find the best car for you, and read reviews from previous renters.

Rent a car for pickup at the airport, or opt for delivery to various destinations, including airports, train stations, and hotels.

Your host sends you pickup details, and you’re all set to hit the roads of St. Louis, MO! If you have questions, you can easily chat with your host or contact support.
Eric and Valerie have made it impossible for me to ever rent from one of the big international car rental companies again. This was my third rental with them and they are everything the big guys are not. They are friendly, efficient, customer focused are most importantly really easy to deal with. Their cars are great as well.
The host, the car, and the whole Turo experience was 10/10. The price was fantastic and the whole experience was seamless. We had weird hours we wanted to leave and return the car that would not have worked with a car rental agency, but Angel and Turo made the whole process easy and seamless. I’m a bigger guy so I was worried about how comfortable the car would be and it was perfect. The great ride made our whole vacation possible and comfortable. I really appreciated the vehicles safety features too!
The Nissan Altima was great. Good mpg, clean, lots of power, great response time. The car needed to be picked up at an off site location called, economy car rental at 2367 India street. A proximity 2 1/2 miles from the airport. You will need to find a ride to their location. The price of taxi will be $30, however we took the free shuttle to the car rental center then walked 20 minutes the rest of the way. The team at this location did a great job, fast, friendly, polite, and after returning they able to offer a ride back to the airport. We would rent this Altima again, and I would recommend this vehicle.

Easy pick up and drop off. Car was very clean inside. A/C blows super cold even when it's 100 degrees out!! The windows are not tinted so I suggest bringing your own sun shades if you are going to be parked anywhere but the shade in the summer. Luckily I had those and that made my trip much better. The flip down visors do have the extenders to help block sun while driving thankfully. Charging prices are comparable to current gas prices - about $45 to get 250 miles of charge over a few sessions which is the same as I get from a full tank in my Toyota Yaris. This car DOES have the CHAdeMO fast charge input so it's 30-50 seconds per mile to charge depending on the fast charger & whether you're running the car (AC/radio) or it's fully off. Radio speakers were a little blown out so I had to adjust some settings to listen to my audiobooks but it was easy to do. I had no problem driving from the pickup spot to Kyle, then to the airport, and back into town without needing a charge which was about 90 miles, mostly highway. Just like any Turo rental make sure to take your own photos at pickup and drop off since scratches and such aren't usually documented after every drive by the car owners which seems standard in my experience. Overall a great deal, best price in town especially for a last minute rental. I requested the rental at 9pm on a Tuesday after my personal car died and was able to get this the next morning with no issue. Will definitely keep them in mind when I need a rental near by. Thanks again!

I love the rental cars from Mohammed. He and his staff is friendly and helpful. The cars are small and good at gas. I would suggest anyone to rent a car with Mohammed.

I had an excellent experience renting from this host and would highly recommend them to anyone looking for a reliable and smooth car rental experience. The vehicle was extremely clean, well-maintained, and exactly as described in the listing. Communication was outstanding from start to finish. The host was friendly, professional, responsive, and made both pickup and drop-off incredibly easy and convenient. The car drove perfectly and made my trip stress-free and enjoyable. It’s clear the host takes great care of both their vehicles and their customers. I truly appreciated the attention to detail and overall professionalism throughout the rental process. I would absolutely rent from this host again in the future and highly recommend them to others looking for a top-quality rental experience.
Rented this last minute because my Mom didn't tell me until the day before my trip that she had no car. Was pretty easy for the most part. Finding the shuttle at the airport for the car rental area, was a little difficult for me. But you can always ask someone at the airport. Then I followed Turo given directions to the car. It's outside of the rental area but still easy to find because the lot is literally labeled "Turo." As for the car, I DID NOT MIND these "problems" with the car at all, but you should be informed that the car: Cons - Smelled INTENSELY LIKE WEED. I tried to spray it with multiple Febreze, etc. It helped but it still stinks a bit. - The car door lock was extremely finicky, you must PRESS AND HOLD the button it seems. - Crumbs in the backseat (no big deal) - Not sure but seems like occasional light scraping sound sometimes when driving around on normal road. - Not a problem per se, but just know the car has quite a bit of scratches compared to other Turo rentals. Just be sure to document as much as you can. Pros - Good Value for the price - ICE COLD A/C. (Although I visited in winter, so idk how it holds up to the Vegas heat, but again better than my childhood cars with zero A/C) - Pretty quiet car overall (I mention the scrape for the owner to consider getting it checked out, but nothing to make you feel embarrassed while driving.) Overall, I grew up poor, and this car was much better than most of the ones of my childhood, so I didn't mind at all. Just tried my best to document them that's all. But anyone renting who these things might bother should be aware of it. Anyways, thank you so much Nick!!! I would definitely rent again!

The host was excellent throughout the whole process. Communication was very good, he was friendly and easy to deal with, and he made the whole car rental process simple and stress-free. Everything was straightforward from start to finish, and I would definitely rent from him again.

Easy pickup and drop off, saved us when the car rental companies ran out of cars at the airport.

Andre was great, the car was somewhat still dirty, dust, dirt, what appeared to be cigarette ashes, animal hair, sticky spills around the cup holders in the center console and the door panels. Crumbs and dust/dirt left in the door handles and cubby's. In the center console cup holders and cubbys. On the top of the dashboard, around the steering column and gauges. Sticky dusty windows and stereo buttons. Rear view mirror had sticky smudges on it. All the windows inside were dusty and dirty with smudges and idk what really.. the car had a bad smell of animals like dogs, and faint cigarette smell.. however as I got further into my trip I got used to it and wasn't bothered by it anymore. A lot of these issues honestly didn't bother me very much. I was more worried of being blamed for them when I returned the car. Unfortunately I was put behind schedule due to a passenger side headlight and passenger side tail light being burned out. However upon informing andre, he was very quick with a solution to take the car to valvoline where they were able to repair the lights before I left for my trip. If I wasn't already running late It wouldn't of bothered me. Andre was also very quick to reimburse me the whole price of the repairs immediately upon me sending him the receipt of the work.. I very much appreciated that! I also appreciate that instead of canceling my trip Andre worked out a way to have the lights fixed with no trouble of my own. He was always quick to respond to all of my very long messages full of questions. This is my first time using turo and I did not know the ins and outs of the rental process. He was able to guide me threw every step all while being polite and keeping his patience with me! Hah. I ended up running behind schedule on my way back as well and was surprised how simple and easy it was to change the return time from noon to after 9 p.m. all without adding any fees to my bill! That was very helpful of andre to allow me to do. I also ended up being a little passed my return time due to vacuuming the car and dusting everything to my best ability. So that andre wouldn't have to deal with someone else's mess and the next person who rents the vehicle will not have to worry about it either. I had no issues with doing that for him after he was so helpful with me! The vehicle was a little different then what im used to. But in no time I settled in with the car and had a very enjoyable trip! I would forsure rent another vehicle from andre in the future due to how well he accommodated me on this trip. Even tho the car had the mess, that was not andre, But left over from previous renters. He even made sure to have a snow brush and ice scraper in the car for me. But unfortunately the previous renters also took that with them. Im sure there will be a new one for the next person who rents the car because thats how much andre cares about his customers !! 5 stars for andre !!! Whoever returned his vehicle like that should be ashamed and think about how it would feel if someone treated your things the same way! Once again THANK YOU andre! I will reach out to you next time I need to rent a car.. I appreciate all your help thru the process! I appreciate your professionalism and quick responses to all my questions and thank you for making sure the vehicle was 100% good to go for me before I left and wouldn't of been able to fix it. 5 of 5 stars for andre !!

My credit card wasn’t working for some odd reason and rental companies wouldn’t let me rent a car so I booked this Turo last minute and it was a reasonable price for five days. I will do it again when I come back to Vancouver in August.
Excellent 1st experience using Turo. The host was very responsive and timely. The vehicle was in great condition and rode very well. The price was a good deal and would definitely use this again as opposed to a major car rental facility. It was a simple process overall and very straightforward.

The host, Tadeh was exceptional. The very best in customer service. I had the best experience with renting from Tadeh. Everything was so easy; Tadeh was super accommodating, very kind, he went way above and beyond what I reasonably expected. Tadeh is a thousand times better than AVIS, HERTZ, Enterprise, Thrifty, Budget, Dollar, and all the major car rental. Tadeh gave me the best deal; the major car rentals do not come close; I saved a lot of money. The car was great, very good on the gas mileage; and very clean. Tadeh made sure pick-up location was very convenient for me, Tadeh drove the car to where I was; it’s the best. Tadeh also picked up the car when I was done and again made sure it was convenient for me. I am very grateful for this. Once I return from my deployment, absolutely renting from Tadeh again; will be telling all my friends and colleagues. This is just amazing customer service. I am very appreciative for everything. THANK YOU
Kiara had great communication throughout the rental process , the car was amazing , clean and comfortable. Rental was a great price as well. I'll be happy to rent from Kiara again in the future.

Good Morning 🌞 Yall! This Car was Amazing! I was able to go see my older Son's College Graduation during the week. The Car rental process was amazing and an easy process. I would definitely rent this Car again!!
“10/10 experience. I rented the car for a week and the total came out to around $400, which was an amazing price for a brand new 2026 vehicle. The entire process was incredibly easy from start to finish. Pickup and drop-off were smooth and convenient, and I loved that I didn’t have to physically meet or talk to anyone. The key was waiting in a lockbox by the window, which honestly made the experience even better for me. The car itself was spotless, smelled clean, and drove perfectly. It was also amazing on gas — I drove all the way through Saturday and the tank was only halfway. The host responded quickly to messages and was super helpful the entire time. Overall, this was one of the easiest and best rental experiences I’ve had. I would absolutely rent from them again and honestly would choose this over Enterprise or Hertz any day
If you're picking up your car rental, St. Louis Airport is a great spot to start your trip. Via the Turo app, organize a convenient pickup location nearby that works for you. This way, once you land, there'll be no waiting in long lines or dealing with busy airport traffic. Just open the Turo app, follow the simple instructions, grab the keys, and get ready to hit the road on your own schedule.
After you've locked in your booking, you'll find all the key details in your Turo app. This includes pickup instructions, parking info, and lockbox codes (if any). As your trip gets closer, you'll be able to activate location sharing, so your host knows exactly when you'll arrive (very helpful if your plans change or your flight runs late). No need for chasing messages or stressing about where to go. Just clear, easy updates so you can grab your keys and get moving without missing a beat.
Prefer to avoid the airport crowds entirely? Many hosts offer delivery to convenient spots across Saint Louis. You can arrange pickups from downtown hotels, popular areas like Clayton or The Loop, or locations near Natural Bridge Road, which runs right past the airport. Some hosts even deliver the rental straight to your accommodation or doorstep, so getting behind the wheel can be as easy as stepping outside and turning the key.

Contactless check-in and checkout
Many hosts offer contactless check-in and checkout, if their car has remote access technology, allowing you to find the car, unlock it, and be on your way without meeting them in person. Message your host for specific instructions.

Convenient airport car rental pickup and return
Rather than hustling at the busy terminal curbside, take your time picking up the rental car at approved parking lots or garages. Check in, load up your luggage, and get comfortable with the car without a big rush.

Relax with support & damage protection
24/7 support and roadside assistance mean help is just a call away, plus you can choose from a range of protection plans.
Saint Louis is a city that suits every style of trip, and the right rental makes it all the more seamless. Whether you're staying local or heading out of town, here's how to match your wheels to your plans:
Planning a staycation or a spontaneous road trip to Kansas City? An SUV or sedan gives you the perfect mix of comfort and agility for longer drives, plus a little extra style for nights out along the Delmar Loop or downtown.
From exploring Forest Park's museum to loading up for the Ozarks, a premium car or spacious SUV gives you the space to stretch out and stash everything from snacks to hiking gear without sacrificing comfort for the kids (or adults).
Dressing up for a wedding at the Missouri Botanical Garden or a downtown gala? An electric car adds understated appeal, whisper-quiet comfort, and a touch of elegance that's right at home in Saint Louis' historic streets.
Turo
App-based experience
No waiting in line
Get the exact car you choose
Delivery options & thousands of pickup locations
Contactless pickup and dropoff available
Traditional car rental
Standard rental counter experience
Waiting in line
Get one type of car “or similar”
Pickup at retail locations
Requires in-person handoff
Skip the car rental counter at St. Louis Lambert International Airport
A rental car makes the top things to see and do in St. Louis more accessible. From riverfront icons to leafy neighborhoods and scenic drives that hug the Mississippi, you'll have the freedom to take in the best of the city (and beyond) on your own time. Sample smoky ribs in Soulard, catch live jazz at Jazz St. Louis, or take the long way home along the Great River Road.
Rent the perfect car
You haven't truly arrived in St. Louis until you've stood beneath the soaring, stainless-steel curve of The Gateway Arch. Take the tram ride to the top — the pods are snug, but you'll be rewarded with sweeping views that span Missouri and Illinois, which are well worth it. Back at ground level, the Gateway Arch's Museum offers an immersive dive into the city's story as the "Gateway to the West." Explore interactive exhibits on pioneers, riverboats, and expansion trails that shaped the nation.
Locals don't just visit Forest Park, they live in it. Bigger than Central Park, and packed with things to do, it's the beating green heart of St. Louis. Spend hours roaming leafy walking trails, biking through tree-lined paths, or discovering cultural treasures like the free-to-enter Saint Louis Art Museum and the world-class Saint Louis Zoo. Come summer, the lakes come alive with paddle boats and picnic-goers, while during fall, the changing leaves put on a fiery show. In winter, snow-dusted landscapes turn the park into a quiet wonderland.
This National Historic Landmark is more than just a pretty garden. It's one of the most respected botanical institutions in the world. Founded in 1859, the Missouri Botanical Garden is a living and breathing work of art. Explore the peaceful Japanese gardens, marvel at rare tropical species inside the Climatron dome, or visit the colorful, seasonal displays that change with the months. In spring, cherry blossoms steal the show, while in summer it's all about vibrant blooms and shaded pathways. Whether you're a plant enthusiast or just after a peaceful escape from the city buzz, this urban oasis delivers at every turn.
Saint Louis is an easygoing city when you're behind the wheel, with wide streets, plenty of parking, and a slower pace than other coastal cities. Still, a little local know-how makes everything from airport pickups to downtown detours that much smoother. Keep these top car rental tips in mind to make the most of your time while visiting.
Forget about lining up at other traditional airport car rental companies. When you book on Turo, collecting your car near St. Louis Lambert Airport is refreshingly simple. Once your trip has been confirmed, find all the details for a nearby pickup spot in the Turo app. Just check your app for easy instructions to locate your car and get on the road! None of those crowded airport counters or confusing paperwork required.
Returning your vehicle is just as smooth as a pickup. Before your trip ends, set up a nearby drop-off location with your host (often it'll be the same one you collected the car from), park your rental car there, and let your host know exactly where the car is. Any instructions can be left via messaging on the Turo app, so you can skip all the long, drawn-out rental company returns and simply lock up via dropbox or remote locking.
Not far at all. The St. Louis Lambert Airport sits about 14 miles northwest of the downtown area, and is usually about a 20-minute drive, depending on traffic. If you're hitting the road during weekday peak hours, however, make sure to add a little buffer time to your plans since rush hour can slow things down near the city center.
Once you have a lay of the land, you'll realize that the roads in St. Louis are pretty straightforward. Around town, speed limits typically sit at around 30–35 miles per hour (mph) on city streets, while highways can go up to about 55–65 mph. Missouri's hands-free law also means you need to keep your phone mounted if you plan on using the GPS — no exceptions here.
Winter, however, can change things up. When temperatures dip, icy patches aren't uncommon, especially on bridges, highway ramps, and shaded roads. If you're driving after a snowfall or during a cold snap, give yourself extra stopping time and take things slow and steady.
In the suburbs and greener pockets of the city, watch for local wildlife. Deer are frequent visitors near parks, wooded areas, and along quieter residential routes, especially at dawn and dusk. Stay alert, and keep it slow and steady when the weather or wildlife comes into play. You’ll find the roads here pretty easy to love.
When it comes to parking in St. Louis, check out garages in downtown spots and near the city's biggest attractions. You'll find plenty of options on 14th Street, Washington Avenue, and Olive Street, as well as close to popular spots like Forest Park, Busch Stadium, and the Gateway Arch.
Great news! St. Louis keeps things simple, and that means no tolls here or in the state of Missouri. So whether you're crossing the river, cruising along the Great River Road, or heading west to the suburbs, you won't run into booths or need passes, just hop in and go.
You'll find plenty of gas stations near major roads like Natural Bridge Road, Lindbergh Boulevard, and along key routes heading into the city like Chouteau Avenue. Driving electric? Chargers are available downtown at Union Station, along 11th Street, and Forest Park Avenue, which are great for quick top-ups before or after a road trip.
Absolutely! A rental car gives you the freedom to dive deeper into the city, from impromptu barbecue runs in The Hill to lazy afternoons in Forest Park, or scenic drives through nearby wine country. Without your own wheels, you'll be stuck watching the clock and missing out on the moments that make a trip memorable. Renting a car puts the whole city and beyond in your hands.
St. Louis offers a little bit of everything from historic downtown streets to wide-open highways heading toward the Ozarks. Luckily, so does Turo. Whether you need a rental vehicle that's compact for city errands or a luxury SUV for a family road trip, you'll find vehicle classes from local hosts to suit every kind of journey.
- Economy and compact cars: Perfect for short city trips or casual weekend outings, models like the Toyota Corolla and Nissan Versa make parking and navigating downtown easy.
- Sedans: For when you want to impress, options like the Mercedes-Benz E-Class and BMW 5 Series offer sleek design and smooth rides across Saint Louis and beyond.
- SUVs: Whether it’s a family road trip or hauling weekend gear, roomy models like the Cadillac Escalade and BMW X7 make long-distance drives effortless.
- Electric cars: Eco-friendly options like the Tesla Model Y and Audi e-tron GT deliver quiet power and skip fuel stops while you explore.
- Pickup trucks: From DIY projects to lake day hauls, tough models like the Ford F-150 and RAM 1500 get the job done with ease.
- Limo vans and minivan rentals: Group outings and family reunions are simple with roomy rides like the Chrysler Pacifica and Ford Transit.
- Sports and performance cars: Craving fun on the open road? Options like the Ford Mustang GT and Chevy Camaro SS add thrill and personality to any drive.
The cost of car rental in St. Louis can vary depending on car type, booking length, extras, and delivery. For cheap car rentals in St. Louis, look out for discounts on longer-duration bookings and early bookings.
To rent a car on Turo, you must create a Turo account, have a valid driver’s license, get approved to drive on Turo, and be 18 years old or older in the US, 21 years old or older in Australia, or 23 years old or older in Canada.
In the UK, you must be 21 years old or older and have held a UK or EU license for at least one year, or another driver’s license for at least two years. In France you must be 18 years old or older and have held a driver’s license for at least 2 years, longer for certain makes and models of vehicles.
When you’re booking your first trip, you’ll go through a quick approval process by entering your driver’s license and some other information. In most cases, you’ll get approved immediately, and you’ll be set for all future road trips, day trips, and business trips!
Turo accepts valid licenses (not expired, suspended, or revoked) that allow for full driving privileges; this includes driver’s licenses issued outside of the US. Licenses that Turo doesn’t accept in the US include any that have expired, have been altered, are conditional, probational, provisional, or restricted. Learner’s permit/instruction permits are not accepted.
To rent a car on Turo in the US, you must be 18 years old or older.
You don’t need personal insurance coverage to rent a car on Turo.
In the US, any personal insurance you may have that covers damage to the host’s vehicle would kick in before your Turo protection plan. When booking a car in the US, you’ll choose between three protection plans — Premier (eligibility requirements apply), Standard, or Minimum — to get the level of protection that’s right for you. On each trip, you’re covered with third-party automobile liability insurance provided under a policy issued to Turo by Travelers Excess and Surplus Lines Company.*
In New York state, you’ll also choose between Premier (if available), Standard, or Minimum. With each plan, you’re covered with liability insurance of $1,250,000.* Protection plans for New York trips also include access to roadside assistance, priority phone support, and 24/7 customer assistance.
You can get discounts and low cost car rental on Turo.
On your Account page, make sure you’ve checked the box to receive email notifications, and enable push notifications from the Turo app in your phone settings — we’ll send you occasional promo codes, discounts, and deals.
Additionally, frequent travelers on Turo can get rewarded with the loyalty bonus — earn a promo code for one bonus day when you take trips totaling 10 days in a 90-day period.
Learn how the loyalty bonus worksYes there is — whether you want to rent a car for three days, three months, or even longer, you can on Turo. You’ll find discounted prices on bookings lasting 3+, 7+, or 30+ days, so you can get the best deals and lowest rates possible by booking longer trips.
See more about promotions & discountsSome hosts offer unlimited distance for a trip; others set a daily distance limit — you’ll need to check on each rental car individually to see if this service is provided. On the vehicle pages, you’ll see the total miles or kilometres you’re allowed to drive under the heading “Distance included.” You can find cars offering unlimited mileage with every trip by using the “Unlimited distance” filter.
Yes, multiple guests can drive the car you rent on Turo, as long as they are all approved to drive. The primary driver (whoever rented the car) can add additional drivers with no fees or additional charges. Only the primary driver can request to add drivers; Turo hosts cannot do it for you. We encourage you to request to add additional drivers before your trip starts, though guests can request to add a driver while a trip is in progress.
To speed up the process, have your additional driver create a Turo account and get approved to drive before you request to add them. All drivers must have a valid driver’s license and meet the age requirements for the car you’ve booked. You can request to add drivers via the “Trips” tab in the Turo app without additional driver charges or extra costs.
Turo has agreements and pilot programs in place with a number of airports across the United States, and we’re always working hard to secure arrangements at even more airports to make your transition between air travel and car travel as smooth as possible, no matter what city.
Currently, Turo has agreements with some regional and international airports in at least 24 US states. The group of airports where Turo has airport pickup permits for guests may change, so refer to the link below for an up-to-date list.
List of airport locationsPlease return the car on time according to your trip details. If you need to adjust your drop-off time, request a trip extension via the Turo app. All applicable fees will be clearly displayed in the app.
Rates can vary between weekdays and weekends. Look out for savings on longer bookings and try adjusting your trip dates to find the best option for your schedule.
Please return the car at the agreed-upon time and location as scheduled in your Turo trip. If you need additional time, you can request a trip extension in the Turo app.
To avoid unexpected fees when renting a car on Turo, make sure to return the car on time and check your trip details in the Turo app. All applicable fees are clearly displayed there. If you have any questions, you can contact your host after booking.
* Any personal insurance you may have that covers damage to the host’s vehicle would kick in before your protection plan, except in limited situations for trips booked in Maryland, but this protects your own wallet. Liability insurance is provided under a policy issued to Turo by Travelers Excess and Surplus Lines Company. Terms, conditions, and exclusions apply. The policy does not provide coverage for damage to a host’s vehicle.
For questions or information about the third party liability insurance that is included in protection plans, consumers in Maryland and the licensed states listed here may contact Turo Insurance Agency at (415) 508-0283 or claims@turo.agency. For questions about how damage to a host’s vehicle is handled, visit the Turo Support site.
When a trip is booked in the state of Washington, physical damage to the host’s vehicle is covered by insurance purchased by Turo, but Turo’s insurance does not change the contractual responsibilities of hosts or guests with respect to physical damage to a host’s vehicle.