Turo Insurance Agency In a nutshell

Insurance Partner

For owners

Peace of mind

Your car is protected against physical damage, up to its actual cash value, for collision and most “comprehensive” causes, including theft.*

Rest easy

You’re covered by $1 million in liability insurance.* Read more about the latest on our insurance protections here. All Insurance in the US is offered through Turo Insurance Agency, LLC.

For travelers

Pick your protection package

You choose your protection package with each trip — Premium, Basic, or Decline Coverage — each of which has varying physical damage and liability protection. When the owner is a car rental company that provides its own insurance, your protection options are purchased directly from the host. All Insurance in the US is offered through Turo Insurance Agency, LLC.

Insurance 101

Coverage in the US, Canada, and Germany †

Top tier insurance, rated “Excellent” by A.M. Best †

Quick accident response and 24/7 roadside support †

Flexible protection options for guests †

*
Liability insurance is provided by Liberty Mutual.
Hosts who provide their own commercial rental insurance do not receive Turo coverage for their vehicles or their customers. All hosts outside of the USA, Germany, and Ontario, Alberta, and Quebec in Canada must have commercial rental insurance for their customers.
Top benefits for hosts who opt for a protection plan provided via Turo Insurance Agency LLC. Hosts who provide their own commercial rental insurance do not receive a protection package, nor do their guests.