Turo

Protection & third-party liability insurance

In a nutshell

Insurance provider*

ERS (Syndicate 218 at Lloyd’s)

For hosts

Share confidently


All Turo hosts choose the host earnings plan** that’s right for them. These plans come with varying levels reimbursement from Turo for physical damage and theft.

Rest Easy


You’re covered with £20 million in third-party liability insurance*.

For guests

Pick your protection plan


You choose your protection plan with each trip — Premier, Standard, or Minimum Coverage — each of which has varying physical damage protection. Whatever protection level you choose, all trips in the UK are covered under a separate third-party automobile liability insurance policy for up to £20 million**

travel insurance options

Protection plans 101

Coverage in the US, Canada, and the United Kingdom †

Coverage in the US, Canada, United Kingdom, France and Australia

Insurance provided by leading insurers Intact and ICBC

Third-party liability insurance in the UK provided by ERS (Syndicate 218 at Lloyd’s) managed by IQUW Syndicate Management Limited*

Quick accident response and 24/7 roadside support

Quick accident response and 24/7 roadside support

Flexible protection options for guests

Choice of protection plans for guests and earnings plans for hosts

  1. * Turo has arranged its UK third-party auto liability cover with ERS (Syndicate 218 at Lloyd’s) managed by IQUW Syndicate Management Limited, arranged via Turo’s broker, Lockton Companies LLP. IQUW and Lockton Companies LLP are both authorised and regulated by the Financial Conduct Authority.

    **Subject to compliance with Turo’s Terms of service and any policies incorporated therein.