Become a host
  • Log in
  • Sign up
  • Become a host

  • How Turo works
  • Contact support
  • Legal
  • Protection
  • Host tools
  • Carculator

Insurance & protection

In a nutshell

Insurance providers

For owners

Peace of Mind


Your car is protected against physical damage for collision and most “comprehensive” causes, including theft.

Rest Easy


You’re covered with £20 million in liability insurance.

Learn more about insurance

For guests

Pick your protection package


You choose your protection package with each trip — Premier, Standard, or Minimum Coverage — each of which has varying physical damage protection. Whatever protection level you choose, you’re covered with up to £20 million in liability insurance. When renting from a car rental company that provides its own insurance, you’ll purchase your protection options directly from the host.

travel insurance options
Dive deeper into insurance

Insurance 101

Coverage in the US, Canada, and the United Kingdom †

Coverage in the US, Canada, United Kingdom, France and Australia

Insurance provided by leading insurers Intact and ICBC

Insurance in the UK provided by ERS (Syndicate 218 at Lloyd’s) managed by IQUW Syndicate Management Limited*

Quick accident response and 24/7 roadside support

Quick accident response and 24/7 roadside support **

Flexible protection options for guests

Flexible protection options for guests

  1. * Turo has arranged its UK motor insurance cover with ERS (Syndicate 218 at Lloyd’s) managed by IQUW Syndicate Management Limited, arranged via Turo’s broker, Lockton Companies LLP. IQUW and Lockton Companies LLP are both authorised and regulated by the Financial Conduct Authority.

    ** See Roadside Terms & Conditions and Insurance Product Information Statement.