Insurance & protection
In a nutshell
Insurance providers
For owners
Peace of Mind
Your car is protected against physical damage for collision and most “comprehensive” causes, including theft.
Rest Easy
You’re covered with £20 million in liability insurance.
For guests
Pick your protection package
You choose your protection package with each trip — Premier, Standard, or Minimum Coverage — each of which has varying physical damage protection. Whatever protection level you choose, you’re covered with £20 million in liability insurance. When renting from a car rental company that provides its own insurance, you’ll purchase your protection options directly from the host.
Insurance 101
Coverage in the US, Canada, and the United Kingdom †
Insurance provided by leading insurer Aioi Nissay Dowa Insurance**
Quick accident response and 24/7 roadside support †***
Flexible protection options for guests †
* Hosts who provide their own commercial rental insurance do not receive Turo coverage for their vehicles or their customers. All hosts outside of the USA, UK, and Alberta, British Columbia, Nova Scotia, Ontario, and Quebec in Canada must have commercial rental insurance for their customers. † Top benefits for hosts who opt for a protection plan provided via Turo. Hosts who provide their own commercial rental insurance do not receive Turo coverage, nor do their guests.
** Turo has arranged its motor insurance cover with Aioi Nissay Dowa Insurance UK Ltd., via its broker Aon UK Ltd., both authorised and regulated by the Financial Conduct Authority.
*** See Roadside Terms & Conditions and Insurance Product Information Statement.