Insurance & protection In a nutshell

Insurance Providers

For owners

Peace of mind

Your car is protected against physical damage for collision and most “comprehensive” causes, including theft.

Rest easy

You’re covered with $CA2 million in liability insurance.* Read more about the latest on our insurance protections here.

For travelers

Pick your protection package

You choose your protection package with each trip — Premium, Basic, or Decline Coverage — each of which has varying physical damage protection. Whatever protection level you choose, you’re covered with CA$2 million in liability insurance. When the owner is a car rental company that provides its own insurance, your protection options are purchased directly from the host.

Insurance 101

Coverage in the US, Canada, Germany, and the United Kingdom †

Insurance provided by leading insurers Intact and belairdirect

Quick accident response and 24/7 roadside support †

Flexible protection options for guests †

*
Hosts who provide their own commercial rental insurance do not receive Turo coverage for their vehicles or their customers. All hosts outside of the USA, UK, Germany, and Ontario, Alberta, Quebec, and Nova Scotia in Canada must have commercial rental insurance for their customers.
Top benefits for hosts who opt for a protection plan provided via Turo. Hosts who provide their own commercial rental insurance do not receive Turo coverage, nor do their guests.