Insurance & vehicle protection for Turo hosts
Insurance provided under policies issued to Turo by Economical Insurance and Insurance Corporation of British Columbia.
Insurance providers
Share your car with confidence
A standard protection plan is available to hosts in Canada, which protects against physical damage for collision and comprehensive events during a trip, including theft.
You’re covered with $2,000,000 CAD in third-party liability insurance from Economical and ICBC.
$2,000,000 in liability insurance
Share confidently knowing you’re covered in case of a third-party claim that may occur during a trip
Physical damage protection
The protection plan offers reimbursement for car repairs up to your car’s actual cash value* in case of damage during a trip
24/7 roadside assistance
Rest assured that roadside support is available for all trips**
Looking for more info on protection for Turo hosts? Click here
For guests
Pick your protection package
When booking a car, you’ll choose from a range of protection plans for your trip — Premier, Standard, or Minimum — each of which has varying levels of physical damage protection. You may also choose to decline physical damage protection in some cases. Whichever protection option you choose, you’re covered with $2,000,000 CAD in third-party liability insurance.
“Vehicle owners who sign on are protected by the company’s commercial insurance policy, while [guests] have access to Turo’s 24/7 roadside assistance and customer support.”
“The commercial policy kicks in from the moment the car owner sets out to deliver his or her vehicle to the [guest] (if they chose to do so) to the end of the trip. Whenever the car isn’t being used via Turo, it is covered by the owner’s regular insurance company.”
“(...) its coverage protects against physical damage up to the full value of the car, its hosts pay no deductible, and the platform’s coverage doesn’t affect their personal insurance premiums.”
“I am very satisfied with the claim resolution process from Turo’s end. The agent I spoke [to] when the incident happened was friendly and knowledgeable. Guided me to the right resources (...) about how to file a claim. The claim process was straightforward”.
- Jash P., Toronto, ON
“I really appreciated that I received help quickly. I was given all the information I needed by the insurance company and it really went well. I was worried it would take time but it was done very fast. Thank you.”
- Racky B., Montreal, QC
What happens if my vehicle gets damaged?
If your vehicle gets damaged during a trip, simply notify Turo, providing pre- and post-trip photos within 24 hours of the end of the trip. It’s important to take photos before and after each trip to document the vehicle’s condition.***
A Turo associate will reach out within one to three days and guide you through the rest of the process. Turo will reimburse the repair costs for eligible physical damage.*
* Turo will reimburse hosts for eligible physical damage costs, subject to terms and exclusions, for the lesser of the cost of repair up to the actual cash value of the vehicle or $105,000 CAD in the provinces of Ontario, Quebec, Alberta, British Columbia, Nova Scotia, Prince Edward Island, New Brunswick, and Newfoundland.
** Certain roadside assistance fees may be charged. Review the Help Center article for more info.
*** Exceptions may apply for trips that use Turo Go remote unlocking technology. Review the FAQ for more information on remote handoffs.