Insurance
Get off-trip car insurance custom-designed for Turo hosts by our partner, Tint*
The coverage you need
between bookings
Don’t pay for a full personal policy for vehicles that you only use on Turo!
Tint offers affordable car insurance to cover your vehicles when they’re not on a trip and are being used for business purposes — like driving to the car wash or mechanic. Driving for personal use isn’t covered.
Tint requires you to have 3+ vehicles on Turo to qualify.
Insure your vehicles for less
Hosts who choose Tint save an average of $974 per vehicle per year compared to personal insurance, with plans that start as low as $56 per month.**
Customize your coverage
You can choose the level of coverage, the deductible amount, and the GPS solution that works best for your vehicles.
Switch in a few easy steps
Add some basic details and enroll your vehicles in just a few clicks. Tint will automatically pull your vehicle information and details from Turo.
Designed by Tint for Turo hosts, customized by you
With Tint, you can choose a coverage level, your deductible, and a GPS solution that fits your business needs.
Choose your level of coverage
Liability only
Premiums start at just $56, and liability-only plans have no deductible.
Liability and Comprehensive & Collision
Premiums start at just $89, and you can choose one of the deductibles below.
Choose your deductible
$1,000
$2,500
$5,000***
Choose your GPS solution
Add a Tint-approved GPS solution
For the lowest rates, add a GPS device from one of Tint’s 10+ approved partners within 60 days of enrolling to verify your off-trip miles.
Non-telematics plan
If you don’t want to use a Tint-approved GPS device, you’ll be enrolled in a non-telematics plan for an increased rate 60 days after enrolling in a telematics plan.
Sign up in a few easy steps
Apply for a quote with just your name, email, and phone number. Your vehicle information will be added automatically.
You’ll get your personalized quote from Tint by email within one business day.
Log in to Tint to choose your plan options and enroll.
Frequently asked questions
What is Tint?
What is Tint?
Tint is an embedded insurance and assurance infrastructure platform. Tint Embedded Insurance Services LLC ("Tint") is a licensed property and casualty ("P&C") and surplus lines insurance producer in states where it transacts insurance. Turo has partnered with Tint to offer insurance that’s custom-designed for Turo hosts.
Does this insurance meet state minimum requirements?
Does this insurance meet state minimum requirements?
Yes! This insurance meets the minimum requirements for any US state where coverage is available. Tint will provide you with an insurance card that will act as proof of financial responsibility for vehicle registration purposes or if you are pulled over or involved in an accident.
How much does the off-trip car insurance cost?
How much does the off-trip car insurance cost?
Coverage starts at $89 per month per vehicle for damage plus liability insurance. Coverage starts at $56 per month per vehicle for liability coverage only. The final price depends on the plans you choose and a few risk factors. All pricing will be provided before you purchase the policy.
Who’s allowed to drive my vehicles when they’re not booked on Turo?
Who’s allowed to drive my vehicles when they’re not booked on Turo?
Only the Turo host, your co-hosts, and employees are covered.
Are any discounts available?
Are any discounts available?
Yes! You’re eligible for up to a 10% annual renewal discount from Tint if your vehicle is booked on Turo over 60% of the time and you incur no claims during the annual policy period.
Do Tesla vehicles need a GPS tracker?
Do Tesla vehicles need a GPS tracker?
Yes. All vehicles, including Teslas, will need to be connected to a Tint-approved GPS provider to remain on Tint’s telematics plan. If you don't connect within the first 60 days, you'll automatically be enrolled into a non-telematics plan for an increased rate.
When will my card be charged?
When will my card be charged?
Tint will charge for the first month of coverage when you purchase the insurance. Moving forward, you’ll be charged on a monthly basis.
Can I use this insurance to cover my vehicles used on other platforms or for private rental use?
Can I use this insurance to cover my vehicles used on other platforms or for private rental use?
No, this insurance only applies to vehicles listed on Turo and doesn’t cover use on other platforms or for private rental.
Does off-trip insurance cover vehicles registered under a business/entity name?
Does off-trip insurance cover vehicles registered under a business/entity name?
Yes! This program is a commercial policy, designed with businesses in mind. Tint allows hosts to sign up for coverage using a business or entity name. If you sign up with a business name, your COI and ID cards will be issued to the business entity. Additionally, upon request, Tint allows hosts to add their business to their vehicle's COI as an additional insured or registered owner.
Why should I trust Tint to provide off-trip car insurance?
Why should I trust Tint to provide off-trip car insurance?
Turo has partnered with Tint to offer off-trip insurance that was created just for Turo hosts. Tint’s policies are underwritten by an insurance company that specializes in auto and fleet coverage. Lastly, Tint was founded by two former Turo employees who, along with Tint’s customer support representatives, understand car sharing inside and out.
What states does Tint offer this coverage in?
What states does Tint offer this coverage in?
Coverage is available in every US state except for New York and Kentucky.
Do I need a minimum number of vehicles to be eligible for this insurance?
Do I need a minimum number of vehicles to be eligible for this insurance?
Yes, Tint requires you to have three or more vehicles on Turo at all times to be eligible for coverage.
Is this off-trip insurance for business use only?
Is this off-trip insurance for business use only?
Yes, this off-trip insurance is for business use only. That means you’ll be covered when you drive the vehicle for your business on Turo, like delivering the vehicle to a guest or going to the car wash, gas station, and mechanic. Coverage for personal use isn’t included. If you drive your vehicle for personal use, you’ll need to get personal insurance instead.
Will I need a GPS tracker or other device?
Will I need a GPS tracker or other device?
Yes, you'll need to buy and install a Tint-approved GPS & telematics solution in your vehicle within 60 days of your coverage start date. If you don't connect within the first 60 days, you'll automatically be enrolled into a non-telematics plan for an increased rate.
When does my coverage begin?
When does my coverage begin?
Your coverage from Tint starts the moment you complete your purchase. After you’ve completed your transaction, your policy documentation will be emailed to you.
How many miles a month can I drive with this insurance?
How many miles a month can I drive with this insurance?
For each car on your Tint policy, you’ll have 300 miles per month included in your quoted price, and these miles can be shared across your covered cars. For example, if you purchase a policy for three cars, you’ll have 900 miles per month included in your quoted price. Use 900 miles on one car, or spread them across all three. Any additional miles will be subject to a surcharge.
How can I contact Tint with questions about my policy?
How can I contact Tint with questions about my policy?
You can reach the Tint team by emailing support@tint.ai or calling (909) 505-2338. Tint prides itself on offering top-tier customer support and is staffed with licensed insurance professionals who have experience with car sharing programs.
*This insurance is offered by Tint Embedded Insurance Services, LLC, a licensed surplus lines insurance broker, and underwritten by a non-admitted insurance carrier. In case of the insurance carrier’s insolvency, payment of claims may not be guaranteed. The information above is provided by Tint for general informational purposes only and not intended as a solicitation of insurance. Such information does not in any way alter or amend the terms, conditions, or exclusions of any insurance policy. If you apply, you’re giving Turo permission to share information like your vehicle and listing information, including your vehicle’s location, make, model, and VIN, with Tint so they can provide you with an accurate insurance quote and for the service of your requested insurance product(s) if applicable. Insurance coverage may not be available in all jurisdictions or to all customers.
**Estimated annual savings are calculated by comparing average costs of personal insurance according to Bankrate as of March 1, 2025 against premiums paid by Turo hosts for off-trip insurance telematics plans, powered by Tint, from May 1, 2024 to April 1, 2025.
***For vehicles with a fair market value of $50,000+