by Turo
posted on 26 February 2026
We are renaming protection plans to earnings plans to more clearly connect protection level choice with host earnings. You may also notice updated terminology – deductible is now called damage responsibility, and host take is now referred to as host share.
Since we launched in Australia just over three years ago, thousands of hosts like you have built a successful business from their driveways – many of you completely new to hosting, and some experienced operators. You’ve also helped over 116,000 guests explore Australia.
In that time, the Turo marketplace has grown rapidly and matured significantly. This has given us a much clearer idea of risk in the Australian market, how different protection plans perform, and the requirements to continue supporting a healthy and sustainable platform.
Our priority remains providing you with a platform to help you grow your business. But to support the long-term success of Turo and the host businesses on our platform, we’ve adjusted our host earnings plans (previously protection plans) to better manage risk on the marketplace.
We understand that any change to fees can be worrying, especially for hosts who carefully plan their pricing and margins. These updates are about aligning our plans with what we’ve learned, so we can continue operating responsibly, invest in growth, and remain a stable partner you can rely on.
You’ll continue to have the flexibility to choose a new plan that best aligns with your business model, risk assessment, and overall goals.
We’ll be hosting a live Q&A webinar for all Australian hosts on 5 March so we can hear your questions and concerns about the changes directly. You’ll also get a sneak peek at some high-demand product features rolling out in the coming months. Reserve your spot here.
Looking ahead, our goal remains the same: a strong, trusted marketplace that works for hosts today and well into the future.
What’s changing?
Effective 31 March 2026, earnings plan damage responsibility (previously deductibles) and host share rates (previously take rates) will be updated:
- More earnings plan: Hosts on the More earnings plan will now keep 85% of the price they set, with a damage responsibility of $2,500.
- Balanced plan: The share rate for this plan will remain unchanged; hosts will continue to keep 75% of the price they set. The damage responsibility, however, will increase to $750. The Vehicle Reimbursement option will no longer be available to vehicles on this plan.
- More peace of mind plan: The share rate for this plan will remain unchanged; hosts will continue to keep 65% of the price they set. The damage responsibility, however, will increase to $100. Exterior Wear and Tear reimbursement and Loss of Host Earnings/Vehicle Reimbursement options will no longer be available to vehicles on this plan.
| Protection plan | Current (before 31 March) |
From 31 March |
|---|---|---|
| More earnings | 90% Host share rate $1,200 damage responsibility |
85% Host share rate $2,500 damage responsibility |
| Balanced | 75% Host share rate $500 damage responsibility |
75% Host share rate $750 damage responsibility |
| More peace of mind | 65% Host share rate $0 damage responsibility |
65% Host share rate $100 damage responsibility |
Every host plan still comes standard with $20,000,000 in legal liability protection for damage to other people’s property provided by Turo Travels Mutual.
Next steps for hosts
There’s still plenty of time to review the changes and choose the earnings plan that works best for you.
- Timing: These changes will come into effect for all trips booked on or after 31 March 2026. All trips booked before then will remain on your current earnings plan.
- Automatic transition: When the changes go live, your new plan will automatically be set based on your current plan selection. Remember, you can always switch to a different plan on or before 31 March.
- Review your plan: You can review and adjust your current plan in your host dashboard at any time before 31 March to ensure you have the right fit for your business.
A reminder that there will be a live Q&A webinar for all Australian hosts on 5 March that lets you speak to us directly about the changes. Reserve your spot here and keep an eye on your email inbox for more details.
General Advice Warning: Turo Australia Pty Ltd is an Authorised Representative (AR No: 130021) of Picnic Licensing Pty Ltd (AFSL No: 532540). Any advice we provide about Turo Travel Mutual’s products is of a general nature only. It does not take into account your personal circumstances. Please read the Product Disclosure Statement (PDS) and Financial Service Guide to see if the product is right for you.
