TURO (Turo) is just like renting from a normal rental car company. If you choose to decline insurance, remember how they all work and just be sure:
Decline Coverage” Package: The renter’s financial responsibility is essentially unlimited, and is bounded only by the actual cash value of the car, plus all Related Costs. This means that if the car is lost, stolen, or damaged so extensively that the expected cost of repairs exceeds 75% of the actual cash value, the renter is responsible to pay the entire actual cash value of the car, plus all Related Costs, minus any residual salvage value.
*Many people believe that they have full coverage through a personal insurance policy or credit card. Please carefully check the terms and conditions of those policies and consult with your credit card company before assuming that you are covered and selecting the “Decline Coverage” option -- it is highly unlikely that you would be covered by any credit card insurance when you rent cars through the TURO (Turo) marketplace.
* All Turo guidelines must be followed. Drive the car with care please.
* Please report any issue regarding the vehicle to me immediately. DO NOT WAIT UNTIL VEHICLE IS RETURNED.
*Only approved individuals on your reservation are allowed to drive the vehicle.
* No excessive racing or speeding. Tire replacement Fee: $350+ per tire.
* No immediate sharp or Wide turns. The vehicle is low to the ground and has wide tires and may scrub if you make very sharp turns. Drive with care at all times.
* Premium gasoline only. (If needed, please prepay refueling fee and I will take care of the refill)
* NON SMOKING VEHICLE, NO EXCEPTIONS! Fee: $300+
* CAR IS TO BE RETURNED IN A CLEAN MANNER! (CAR GETS HAND WASHES ONLY!! If needed, please prepay cleaning fee and I will take care of cleaning)
* NO PETS ALLOWED.
* Need more rental days or miles, please call or text asap so I can check my vehicle availability and possibly work it out for you.
* $500 Key Replacement fee
* VEHICLE IS NOT TO BE DRIVEN OUT OF STATE, ANY TRIPS TAKEN OUT OF STATE CAN RESULT IN AUTOMATIC REPOSSESSION/FINES UNLESS NOTIFIED AND AUTHORIZED BY HOST USING THE TURO APP TEXT MESSAGING FROM HOST SAYING YOU ARE APPROVED TO TRAVEL.