Owner provided protection policy

Last revised: December 14, 2017

In exchange for keeping more of the trip price for yourself, you hereby waive, on behalf of yourself and any affiliated individuals (employees, employers, associates, contractors, or any other related personnel) or entities (whether they be corporations, partnerships, sole proprietorships, limited liability companies, or otherwise) (collectively, “Affiliates”) any insurance or protection normally offered through Turo to you or any Affiliates, your vehicles, and any renters or approved drivers of all of the vehicles you list on Turo. By choosing to provide your own commercial rental insurance, you, as the vehicle owner, or an authorized representative acting on behalf of the vehicle owner, shall be exclusively responsible for providing rental insurance coverage for any rental transaction of your vehicles through Turo. You shall provide the Turo renter and his/her authorized drivers with no less than the minimum insurance (liability and/or physical damage) mandated by in your region. By selecting this option, you represent and warrant that (1) you are a licensed commercial rental car company or are authorized to act on behalf of and bind a commercial rental car company in connection with listing vehicles on Turo; or (2) you are a company, or are authorized to act on behalf of, and bind a company, that can offer commercial rental car insurance to renters.

You acknowledge and agree that you shall receive no protection or coverage by Turo or its affiliates, whether that be vehicle damage protection, liability protection, uninsured or underinsured motorist coverage, PIP or any similar coverage or indemnification, roadside assistance, or trust and safety support as part of a booking of your vehicle(s) when you have chosen to provide your own commercial rental insurance.

You shall add Turo as an additional insured on all applicable automobile and excess liability policies.

These additional terms replace and supersede any representation made by Turo, or those acting on behalf of Turo, including but not limited to statements made on the Turo website, applications, blog, Terms of Service, FAQs, Policies, emails, and/or marketing materials, concerning insurance and/or protection and roadside assistance otherwise offered to hosts and guests.

Turo reserves the right to, but does not commit to, satisfy itself that you are, or are acting on behalf of, a licensed commercial rental car company and have the ability to offer commercial auto rental insurance to renters/drivers of your vehicles. If Turo has any concerns in this regard, you hereby agree that Turo can automatically, and in its sole discretion, default all of your vehicles back to the Standard vehicle protection package with its associated fees and/or disable your vehicle from the Turo platform.